Homebuying finally works as it should.

Homebuying finally works as it should.

Homebuying finally works as it should.

On-demand tours, experts at every step, and up to 2% back to lower your rate, closing costs, or purchase price.

On-demand tours, experts at every step, and up to 2% back to lower your rate,

closing costs, or purchase price.

On-demand tours, experts at every step, and up to 2% back to lower your rate, closing costs, or purchase price.

Available in California, Florida and Texas.

Other states,

For other states,

5.0

14,000+

14,000+

Registered home buyers

Average credit back

$15,000

based on $750k home

Average credit back

$15,000

based on $750k home

Why Homa

Why Homa

For buyers who expect better.

For buyers who expect better.

For buyers who expect better.

On-Demand Tours

On-Demand Tours

Tour homes quickly and on your own schedule, with local specialists who are there to show, not sell.

Tour homes quickly and on your own schedule, with local specialists who are there to show, not sell.

Dedicated Experts

Dedicated Experts

A licensed broker leads negotiations. A dedicated coordinator guides you through closing.

A licensed broker leads negotiations. A dedicated coordinator guides you through closing.

The Homa Credit

The Homa Credit

Get up to 2% back at closing to lower your mortgage rate, closing costs, or purchase price.

Get up to 2% back at closing to lower your mortgage rate, closing costs, or purchase price.

THE HOMA DIFFERENCE

THE HOMA DIFFERENCE

The traditional model is broken.

We built a better one.

The traditional model is broken.
We built a better one.

The traditional model is broken.

We built a better one.

Touring
Touring
Touring
Analysis
Analysis
Analysis
Expertise
Expertise
Expertise
Agent Incentives
Agent Incentives
Agent Incentives
Brokerage Pricing
Brokerage Pricing
Brokerage Pricing
Traditional Agent

Traditional Agent

Traditional Agent

Their schedule

Their schedule

Their schedule

Manual research

Manual research

Manual research

One agent that does everything

One agent that does everything

One agent that does everything

Agent pay rises with price

Agent pay rises with price

Agent pay rises with price

3% fee · $0 back

3% fee · $0 back

3% fee · $0 back

Your schedule

Your schedule

Your schedule

AI-powered insights

AI-powered insights

AI-powered insights

An expert for each step

An expert for each step

An expert for each step

Agent pay stays flat

Agent pay stays flat

Agent pay stays flat

1% fee · up to 2% back

1% fee · up to 2% back

1% fee · up to 2% back

What if I choose to buy without an agent?

If you buy without an agent, you’re unlikely to receive any of the buyer-agent commission. Listing agreements normally allow the listing agent to keep the full commission when no buyer’s agent is involved. With Homa, most of that commission comes back to you as a credit.

What if I choose to buy without an agent?

If you buy without an agent, you’re unlikely to receive any of the buyer-agent commission. Listing agreements normally allow the listing agent to keep the full commission when no buyer’s agent is involved. With Homa, most of that commission comes back to you as a credit.

The homa credit

The homa credit

Get most of the agent's commission back.

Get most of the agent's commission back.

Get most of the agent's commission back.

The seller typically pays up to 3% of the home price toward the buyer-agent commission. Homa keeps just 1% and gives you the remainder as a credit, worth up to 2%.

Lower your rate

Put your credit toward a rate buydown and lower your monthly payment and rate by up to 0.75%.

Reduce closing costs

Apply your credit to closing costs and keep more cash on hand.

Lower the price

Apply your credit directly to reduce the home’s purchase price.

ESTIMATED HOMA CREDIT
$295,005$15,000
HOME PRICE
$10,000,000$750,000
$100k$10M
TRADITIONAL AGENT(3%)
$300,000$22,500
HOMA'S FEE(1%)
$100,000$7,500
ESTIMATED HOMA CREDIT
$295,005$15,000
HOME PRICE
$10,000,000$750,000
$100k$10M
TRADITIONAL AGENT(3%)
$300,000$22,500
HOMA'S FEE(1%)
$100,000$7,500
ESTIMATED HOMA CREDIT
$295,005$15,000
HOME PRICE
$10,000,000$750,000
$100k$10M
TRADITIONAL AGENT (3%)
$300,000$22,500
HOMA'S FEE (1%)
$100,000$7,500
Lower your rate

Put your credit toward a rate buydown and lower your monthly payment and rate by up to 0.75%.

Reduce closing costs

Apply your credit to closing costs and keep more cash on hand.

Lower the price

Apply your credit directly to reduce the home’s purchase price.

How it works

How it works

A higher standard,
from search to close.

A higher standard,
from search to close.

A higher standard,
from search to close.

STEP 1

STEP 1

Search Smarter

Search Smarter

See beyond the listing with AI-powered insights into pricing, disclosures, risks, and more.

STEP 2

STEP 2

Tour on Your Terms

Tour on Your Terms

Book tours on your schedule with local specialists focused on showing, not selling.

STEP 3

STEP 3

Offer with Confidence

Offer with Confidence

Every offer is led by a licensed expert who has negotiated hundreds of transactions.

STEP 4

STEP 4

Close with More

Close with More

Get up to 2% back at closing to lower your rate, closing costs, or purchase price.

recently closed with homa

The homes our buyers wanted. Negotiated and closed by our experts.

recently closed with homa

Every home was found, negotiated, and closed with our experts.

recently closed with homa

Every home was found, negotiated, and closed with our experts.

Buyer Stories

Buyer Stories

The Homa experience,
in their own words.

The Homa experience,
in their own words.

Frank

Repeat buyer · Doral, FL

I researched the company and liked what I saw. I like the transparency, the support, the coordinator. It was exactly what we were looking for.

DJ

First-time buyer · Tampa, FL

As a first-time buyer I was nervous, but it walks you through step-by-step. I saved $10,500 in commission — it’s all going back into the house.

John

First-time buyer · Temple Terrace, FL

It was exactly what I was looking for. Homa walked me through everything — and I walked away with money to make the house my own.

more reviews

5.0

Meet Homa

Meet Homa

Search

Analyze

Price

Offer

The right homes, surfaced first

Homa's AI surfaces the homes that fit you best from millions of listings. Explore them on the map or draw your own area, save a search to get alerts on new listings, and favorite a home to hear when its price or status changes.

Search

Analyze

Price

Offer

Find homes worth seeing

Search

Analyze

Price

Offer

The right homes, surfaced first

Homa's AI surfaces the homes that fit you best from millions of listings. Explore them on the map or draw your own area, save a search to get alerts on new listings, and favorite a home to hear when its price or status changes.

Frequently asked questions

Your Homa questions, answered.

How is Homa different from a traditional buyer’s agent?

Homa gives you on-demand tours, smart tools, unbiased guidance, and the right expert at every step, while giving you up to 2% back at closing. A traditional buyer’s agent charges up to 3% of the purchase price, often juggles multiple clients, and is expected to handle everything alone. Because their pay increases with the price you pay, their interests aren’t always aligned with yours. Homa’s experts are paid flat fees, and Homa keeps just 1%, so you get better support, better-aligned advice, and more value from your purchase.

How does Homa save me money?

In the vast majority of transactions, the seller pays a commission to the buyer’s broker. Homa acts as your buyer’s broker, claims that commission on your behalf, and rebates everything above our fee back to you. For example, if the seller offers a 3% commission on a $528,000 home, Homa keeps 1% ($5,280) and gives you the remaining 2% ($10,560) as a credit at closing.

Why do I need Homa? Can’t I just represent myself?

You can, but in most cases, you will lose out on the entire buyer-agent commission. The agreement the listing agent has with the seller normally stipulates that the listing agent will pocket the full commission for both sides of the transaction if no buyer’s broker is involved. You could end up doing all the work yourself while the listing agent keeps the savings. With Homa, we claim the buyer’s agent commission on your behalf and give most of it back to you at closing.

How does the Homa credit work?

Your Homa credit, up to 2% of the price, is applied at closing. You choose how to use it: cover closing costs, lower the price, or buy down your mortgage rate for a lower monthly payment, within your lender's limits. If you're paying cash, the credit reduces the total amount you bring to closing.

Do I have to pay taxes on my Homa credit?

The Homa credit is treated as a reduction in the purchase price of your home, not taxable income. In IRS Private Letter Ruling 200721013, the IRS reached the same conclusion for a buyer-agent commission rebate issued as a closing credit.

Are home tours really free and unlimited?

Yes. You can request as many tours as you need at no cost. A licensed showing agent will meet you at the property, provide access, and give you the space to explore without pressure.

Who helps me decide what to offer?

Homa provides comparable sales, property analysis, and market insights to help you understand the home’s value. A licensed Homa agent will review the details with you and recommend an offer strategy, but you always decide the final price and terms.

Who prepares and negotiates my offer?

Your licensed Homa agent prepares the paperwork, submits your offer, communicates with the seller’s agent, and negotiates on your behalf. They help you consider price, contingencies, closing dates, seller credits, and other important terms before you sign.

What happens after my offer is accepted?

We assign you a dedicated transaction coordinator who guides you through inspections, escrow, financing, appraisal, and closing. They track deadlines, coordinate with everyone involved, and keep you updated on what happens next.

Do I have to use Homa’s lender or other providers?

No. You are free to choose your own lender, inspector, and other service providers. Homa can help you understand your options and keep everyone coordinated, but the final choice is yours.

Do I owe Homa anything if the home does not close?

No. Homa only gets paid when you successfully close. If the transaction falls through, you owe Homa nothing.

Frequently asked questions

Your Homa questions, answered.

How is Homa different from a traditional buyer’s agent?

Homa gives you on-demand tours, smart tools, unbiased guidance, and the right expert at every step, while giving you up to 2% back at closing. A traditional buyer’s agent charges up to 3% of the purchase price, often juggles multiple clients, and is expected to handle everything alone. Because their pay increases with the price you pay, their interests aren’t always aligned with yours. Homa’s experts are paid flat fees, and Homa keeps just 1%, so you get better support, better-aligned advice, and more value from your purchase.

How does Homa save me money?

In the vast majority of transactions, the seller pays a commission to the buyer’s broker. Homa acts as your buyer’s broker, claims that commission on your behalf, and rebates everything above our fee back to you. For example, if the seller offers a 3% commission on a $528,000 home, Homa keeps 1% ($5,280) and gives you the remaining 2% ($10,560) as a credit at closing.

Why do I need Homa? Can’t I just represent myself?

You can, but in most cases, you will lose out on the entire buyer-agent commission. The agreement the listing agent has with the seller normally stipulates that the listing agent will pocket the full commission for both sides of the transaction if no buyer’s broker is involved. You could end up doing all the work yourself while the listing agent keeps the savings. With Homa, we claim the buyer’s agent commission on your behalf and give most of it back to you at closing.

How does the Homa credit work?

Your Homa credit, up to 2% of the price, is applied at closing. You choose how to use it: cover closing costs, lower the price, or buy down your mortgage rate for a lower monthly payment, within your lender's limits. If you're paying cash, the credit reduces the total amount you bring to closing.

Do I have to pay taxes on my Homa credit?

The Homa credit is treated as a reduction in the purchase price of your home, not taxable income. In IRS Private Letter Ruling 200721013, the IRS reached the same conclusion for a buyer-agent commission rebate issued as a closing credit.

Are home tours really free and unlimited?

Yes. You can request as many tours as you need at no cost. A licensed showing agent will meet you at the property, provide access, and give you the space to explore without pressure.

Who helps me decide what to offer?

Homa provides comparable sales, property analysis, and market insights to help you understand the home’s value. A licensed Homa agent will review the details with you and recommend an offer strategy, but you always decide the final price and terms.

Who prepares and negotiates my offer?

Your licensed Homa agent prepares the paperwork, submits your offer, communicates with the seller’s agent, and negotiates on your behalf. They help you consider price, contingencies, closing dates, seller credits, and other important terms before you sign.

What happens after my offer is accepted?

We assign you a dedicated transaction coordinator who guides you through inspections, escrow, financing, appraisal, and closing. They track deadlines, coordinate with everyone involved, and keep you updated on what happens next.

Do I have to use Homa’s lender or other providers?

No. You are free to choose your own lender, inspector, and other service providers. Homa can help you understand your options and keep everyone coordinated, but the final choice is yours.

Do I owe Homa anything if the home does not close?

No. Homa only gets paid when you successfully close. If the transaction falls through, you owe Homa nothing.

Frequently asked questions

Your Homa questions, answered.

How is Homa different from a traditional buyer’s agent?

Homa gives you on-demand tours, smart tools, unbiased guidance, and the right expert at every step, while giving you up to 2% back at closing. A traditional buyer’s agent charges up to 3% of the purchase price, often juggles multiple clients, and is expected to handle everything alone. Because their pay increases with the price you pay, their interests aren’t always aligned with yours. Homa’s experts are paid flat fees, and Homa keeps just 1%, so you get better support, better-aligned advice, and more value from your purchase.

How does Homa save me money?

In the vast majority of transactions, the seller pays a commission to the buyer’s broker. Homa acts as your buyer’s broker, claims that commission on your behalf, and rebates everything above our fee back to you. For example, if the seller offers a 3% commission on a $528,000 home, Homa keeps 1% ($5,280) and gives you the remaining 2% ($10,560) as a credit at closing.

Why do I need Homa? Can’t I just represent myself?

You can, but in most cases, you will lose out on the entire buyer-agent commission. The agreement the listing agent has with the seller normally stipulates that the listing agent will pocket the full commission for both sides of the transaction if no buyer’s broker is involved. You could end up doing all the work yourself while the listing agent keeps the savings. With Homa, we claim the buyer’s agent commission on your behalf and give most of it back to you at closing.

How does the Homa credit work?

Your Homa credit, up to 2% of the price, is applied at closing. You choose how to use it: cover closing costs, lower the price, or buy down your mortgage rate for a lower monthly payment, within your lender's limits. If you're paying cash, the credit reduces the total amount you bring to closing.

Do I have to pay taxes on my Homa credit?

The Homa credit is treated as a reduction in the purchase price of your home, not taxable income. In IRS Private Letter Ruling 200721013, the IRS reached the same conclusion for a buyer-agent commission rebate issued as a closing credit.

Are home tours really free and unlimited?

Yes. You can request as many tours as you need at no cost. A licensed showing agent will meet you at the property, provide access, and give you the space to explore without pressure.

Who helps me decide what to offer?

Homa provides comparable sales, property analysis, and market insights to help you understand the home’s value. A licensed Homa agent will review the details with you and recommend an offer strategy, but you always decide the final price and terms.

Who prepares and negotiates my offer?

Your licensed Homa agent prepares the paperwork, submits your offer, communicates with the seller’s agent, and negotiates on your behalf. They help you consider price, contingencies, closing dates, seller credits, and other important terms before you sign.

What happens after my offer is accepted?

We assign you a dedicated transaction coordinator who guides you through inspections, escrow, financing, appraisal, and closing. They track deadlines, coordinate with everyone involved, and keep you updated on what happens next.

Do I have to use Homa’s lender or other providers?

No. You are free to choose your own lender, inspector, and other service providers. Homa can help you understand your options and keep everyone coordinated, but the final choice is yours.

Do I owe Homa anything if the home does not close?

No. Homa only gets paid when you successfully close. If the transaction falls through, you owe Homa nothing.

Start your search

Explore homes in California, Florida and Texas's most popular cities

Start your search

Explore homes in California, Florida and Texas's most popular cities

Start your search

Explore homes in California, Florida and Texas's most popular cities

I’m Arman, one of the founders of Homa. Our team will personally answer your questions and give you a quick sense of what you can do with Homa

contact us

Have questions or need help?

I’m Arman, one of the founders of Homa. I will personally answer your questions and give you a quick sense of what you can do with Homa

contact us

Have questions or need help?

I’m Arman, one of the founders of Homa. I will personally answer your questions and give you a quick sense of what you can do with Homa

contact us

Have questions or need help?