Homa vs Realtor.com (2026): Save 2% With a Flat Fee Buying Platform
The Realtor.com alternative for buyers after the NAR settlement.
Written by
Arman Javaherian
Published
Realtor.com is one of the most trusted listing sites in the country, backed by the National Association of Realtors. It's great at showing you homes — but it's not built to help you buy one. The moment you want to tour, offer, or close, you're handed to a REALTOR® and pulled into the traditional 3% buyer's-agent commission model. Homa is different. It's a complete home buying platform that takes you all the way to close with just a simple 1% fee (with a minimum of $2,995)
The Short Answer
Realtor.com helps you find homes. Homa helps you buy them. Realtor.com will refer you to a local REALTOR®. Homa will schedule your tours, connect you directly with local experts, give you licensed broker support, and coordinate your closing — for a simple 1% fee instead of the traditional 3% buyer's agent commission.
What Realtor.com Actually Gives You
Realtor.com is operated by Move, Inc. and the National Association of Realtors. Buyers trust it for one reason: it's got the REALTOR® branding. But like other portals, Realtor.com monetizes by selling buyer leads to real estate agents. The platform's goal is to hand you off to a REALTOR® — one who represents you under a buyer's agency agreement and is compensated through the traditional commission model.
What Realtor.com offers
Home value estimates and price history
Neighborhood, school, and flood data
Mortgage and affordability calculators
Connect with local REALTORS® (paid referrals)
What Homa Actually Gives You
Homa is a guided home-buying platform built for buyers who want to move fast, save money, and stay in control. Instead of handing you off to an agent, Homa gives you the tools, data, and licensed broker support to complete the entire purchase yourself — from first search to final signature. It's not a listing aggregator. It's not a traditional brokerage. It's a buying platform.
What Homa offers
Full home search with real-time MLS data
Automated scheduling to tour homes instantly
Licensed broker support at every step
Dedicated closing coordinator
Transparent pricing data so you know what a home is actually worth
A guided workflow that walks you through every stage of the purchase
Simple 1% fee instead of a 3% buyer's agent commission
The Bottom Line
Realtor.com is a great research tool. But research isn't buying — and the moment you want to act, Realtor.com hands you to an agent and the 3% commission that comes with them. Homa replaces that handoff with a complete platform: MLS search, tour scheduling, direct seller communication, licensed broker support, and closing coordination. Same information. Different economics. On a $500,000 home, you keep about $10,000 you would have otherwise paid in buyer's agent commission.
